No Recovery No Fee
We have a No Collection, No Fee Service. If we don’t get you paid, you owe us nothing. This process consists of 3 Phases!
Phase One
The first phase is built around our professional collectors leveraging state of-the-art debt recovery technology, including:
AI-Powered Analytics
Machine learning algorithms analyze debtor behavior, allowing us to prioritize accounts with the highest likelihood of recovery and customize outreach strategies.
Omnichannel Communication
Our outreach includes personalized SMS, email, and automated voice messaging, ensuring debtors are engaged through their preferred communication channels.
Advanced Skip Tracing
We utilize comprehensive databases and cutting-edge skip tracing tools to locate hard-to-reach debtors, ensuring no lead goes unexplored.
During this phase, our collectors use a balanced approach— combining the human element of negotiation and empathy with data-driven tactics to maximize recovery rates. Daily contact attempts are made during the first 60 days, with messages tailored to encourage voluntary repayment while preserving your business relationships.
With our fully-transparent compliance strategy we will deliver you unparalleled debt collection.
Phase Two
Litigation Assessment (If Necessary)
If all attempts to resolve the matter continue to fail, we will provide a detailed explanation of the issues surrounding the case and present our recommendation for the next and final step. Our recommendation will be one of two options:Case Closure:
Machine learning algorithms analyze debtor behavior, allowing us to prioritize accounts with the highest likelihood of recovery and customize outreach strategies.If litigation is an option, you will have a decision to make:
Decline Legal Action
Should you choose not to proceed, we will close the case with no fees owed to our firm or affiliated attorney.
Proceed with Legal Action
If you opt to pursue litigation, you will be responsible for upfront legal costs such as court costs, filing fees, and process serving fees. These fees typically start at $1,000 and can increase depending on the debtor’s jurisdiction. Upon receipt of these funds, our affiliated attorney will immediately file a lawsuit on your behalf to recover all monies owed, including the costs associated with initiating the legal action.
Once litigation is underway, we will exhaust every legal method permitted by law to maximize the chances of a successful recovery. Legal remedies may include obtaining a judgment and pursuing enforcement actions such as wage garnishments, bank levies, and property liens. Throughout the litigation process, our team works closely with the assigned attorney to ensure prompt action, strategic filings, and timely updates to you. We are committed to aggressive yet ethical enforcement, ensuring all legal avenues are pursued while remaining compliant with all applicable federal and state regulations. If litigation efforts do not result in recovery, the case will be closed with no financial obligation to you from our firm or affiliated attorney. For more information or to get started, visit empirecollectionagency.com.
Phase Three
- If our recommendation is litigation you will have a decision to make.
- If you decide not to proceed with legal action we will close the case and you will owe our firm and our affiliated attorney nothing.
- If you decide to proceed with legal action, you will be required to pay the upfront legal costs such as court costs, filing fees, etc. These fees typically start at $1,000 and can increase depending on the debtor’s jurisdiction. Upon payment of these funds, our affiliated attorney will file a lawsuit on your behalf for all monies owed including but not limited to the cost to file this action.
- If our attempts to collect via litigation fail, the case will be closed. You will owe nothing to our firm or our affiliated attorney.
- If we don’t recover your money, you owe absolutely nothing!
- If we do collect you owe us the following:
33% of the amount collected on accounts under 1 year in age.
40% of the amount collected on accounts over 1 year in age.
